Last Updated: January 1, 2026 | Effective Date: January 1, 2026

Table of Contents

1. Definitions

For the purposes of these Terms and Conditions, the following definitions apply:

2. Acceptance of Terms

By registering an account, accessing, or using any api89 services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions, as well as our Privacy Policy and Responsible Gaming Policy. If you do not agree with any provision of these terms, you must immediately cease using our services and close your account.

api89 reserves the right to modify, amend, or update these Terms and Conditions at any time without prior notice. Changes become effective immediately upon posting on the Website. Your continued use of api89 services following any modifications constitutes acceptance of the updated terms. We recommend reviewing this page periodically to stay informed of any changes.

3. Eligibility Requirements

To use api89 services, you must meet all of the following eligibility requirements:

Important Notice

api89 reserves the right to verify your eligibility at any time by requesting documentation including but not limited to your Indonesian National ID (KTP), proof of address, bank statements, and selfie verification. Failure to provide requested documentation within 14 days may result in account suspension and withdrawal restrictions.

4. Account Registration and Security

4.1 Registration Process

To create an account, you must provide accurate, complete, and current information including your full legal name (as shown on your KTP), date of birth, email address, phone number, and residential address. Providing false or misleading information constitutes a material breach of these terms and may result in immediate account termination.

4.2 Know Your Customer (KYC) Verification

api89 implements mandatory KYC verification procedures to comply with international gaming regulations and prevent fraud. All users must complete identity verification by submitting the following documents:

KYC verification is typically completed within 1-24 hours. While verification is pending, you may deposit and play, but withdrawal requests require completed verification.

4.3 Account Security

You are solely responsible for maintaining the confidentiality of your account credentials (username and password). You must not share your login information with any third party. You agree to:

api89 is not liable for any losses or damages arising from unauthorized account access resulting from your failure to maintain credential security.

5. Deposits and Payments

5.1 Deposit Methods

api89 accepts deposits through the following Indonesian payment methods: BCA, BRI, BNI, Mandiri, CIMB Niaga, OCBC NISP, Bank Danamon, BSI (Bank Syariah Indonesia), and e-wallets including OVO, DANA, GoPay, ShopeePay, and LinkAja. All transactions are processed in Indonesian Rupiah (IDR).

5.2 Deposit Limits

Minimum deposit amounts are Rp 50,000 for bank transfers and Rp 20,000 for e-wallet transactions. Maximum deposit limits vary by payment method and account verification status. Daily, weekly, and monthly deposit limits can be self-imposed through Responsible Gaming settings.

5.3 Processing Times and Fees

Deposits via BCA, BRI, BNI, Mandiri, and major e-wallets are typically processed instantly. Other bank transfers may take 15 minutes to 1 hour. api89 does not charge deposit fees; however, your financial institution may impose transaction fees.

5.4 Source of Funds

All deposits must originate from a bank account or e-wallet registered in your own name. Third-party deposits are strictly prohibited. api89 reserves the right to request proof of funds and may decline or reverse deposits that cannot be adequately sourced.

6. Withdrawals and Payouts

6.1 Withdrawal Process

Withdrawals are processed to the same payment method used for deposits, or to a verified bank account registered in your name. All withdrawal requests require completed KYC verification. First-time withdrawals may be subject to additional security checks.

6.2 Withdrawal Limits and Processing Times

Minimum withdrawal amount is Rp 100,000. Maximum withdrawal limits depend on your VIP tier status. Standard processing time is 15 minutes to 24 hours for verified accounts. Withdrawals requested during Indonesian national holidays (Idul Fitri, Ramadhan, Indonesian Independence Day) may experience delays.

6.3 Verification Requirements

api89 reserves the right to request additional verification documentation before processing withdrawals, including but not limited to proof of payment method ownership, source of funds documentation, and video verification calls.

6.4 Anti-Money Laundering (AML) Compliance

To comply with international AML regulations, all deposited funds must be wagered at least once (1x rollover) before withdrawal. Deposits used exclusively for currency conversion or fund transfers without genuine gaming activity will be declined and may result in account suspension.

7. Bonuses and Promotions

7.1 Bonus Eligibility

Bonuses and promotions are offered at api89's sole discretion and may be modified, suspended, or terminated at any time without prior notice. Each bonus is subject to specific terms including minimum deposit requirements, wagering requirements, game restrictions, maximum bet limits, and expiration dates.

7.2 Wagering Requirements

All bonuses carry wagering requirements that must be completed before withdrawal. Wagering requirements are calculated on the bonus amount only unless otherwise stated. For example, a bonus with 30x wagering requires the bonus amount to be wagered 30 times. Different games contribute differently toward wagering: slots typically contribute 100%, table games 10-20%, and live dealer games vary by provider.

7.3 Bonus Abuse and Forfeiture

Bonus abuse includes but is not limited to: creating multiple accounts to claim the same bonus repeatedly, collusion with other players, exploiting software errors, low-risk betting strategies designed solely to clear wagering requirements, and any other conduct api89 deems abusive. Users engaged in bonus abuse will have bonuses and associated winnings forfeited and accounts permanently closed.

7.4 Promotional Terms

Specific terms for each promotion (welcome bonus, reload bonus, cashback offers, tournament prizes, VIP rewards) are published on the Website and form part of these Terms and Conditions. In case of conflict between general terms and promotion-specific terms, the promotion-specific terms prevail.

8. Gaming Rules and Conduct

8.1 Fair Play

All users must engage in fair play and sportsmanlike conduct. Prohibited activities include: colluding with other players to gain unfair advantage, exploiting software bugs or errors, using automated betting systems or bots, manipulating game outcomes, and any form of cheating or fraudulent behavior.

8.2 Game Rules

Sports betting odds are determined by api89 and may change without notice based on market conditions. For togel (lottery) games, official draw results from Singapore Pools, Hong Kong Jockey Club, Sydney Lottery, and Macau Lottery are final and binding. For live casino games, dealer decisions are final subject to video review. Slot game outcomes are determined by certified random number generators (RNG) and cannot be predicted or manipulated.

8.3 Disputes and Errors

In the event of software malfunction, communication errors, or system failures, all affected bets will be voided and stakes refunded. api89 reserves the right to void bets placed with obvious pricing errors, incorrectly posted odds, or technical glitches. Disputes must be reported within 14 days of the event via customer support.

8.4 Maximum Payouts

Maximum payout limits apply per bet, per event, and per day depending on game type and VIP status. Progressive jackpot wins are paid according to the game provider's terms. api89 reserves the right to pay large wins in installments over an agreed schedule.

9. Responsible Gaming

api89 is committed to promoting responsible gaming and preventing problem gambling. We provide the following tools to help you maintain control:

If you believe your gambling is becoming problematic, please contact our support team for assistance. We can provide information about professional counseling services and support organizations in Indonesia.

10. Limitations of Liability

api89 services are provided "as is" without warranties of any kind, express or implied. To the fullest extent permitted by law, api89 disclaims all liability for:

In no event shall api89's total liability to you exceed the amount of deposits you made in the 12 months preceding the claim.

11. Intellectual Property

All content on the api89 website, including but not limited to text, graphics, logos, icons, images, audio clips, video clips, and software, is the property of api89 or its licensors and is protected by Indonesian and international copyright laws. You may not reproduce, distribute, modify, or create derivative works without express written permission.

12. Account Suspension and Termination

api89 reserves the right to suspend or terminate your account immediately without prior notice if you:

Upon termination, all pending bets will be voided and any bonus balances forfeited. Real money balances (excluding fraudulent winnings) will be returned after deduction of any applicable fees.

13. Governing Law and Dispute Resolution

These Terms and Conditions are governed by international online gaming regulations and interpreted in accordance with principles of fairness and good faith. Any disputes arising from your use of api89 services shall be resolved through good-faith negotiation. If negotiation fails, disputes will be submitted to binding arbitration in accordance with internationally recognized arbitration procedures.

You agree to waive any right to participate in class-action lawsuits or class-wide arbitration against api89. All claims must be brought in your individual capacity.

14. Contact Information

If you have questions about these Terms and Conditions, please contact our customer support team:

Our customer support team operates in Western Indonesia Time (WIB, UTC+7) and is staffed by native Indonesian speakers who can assist with all account, payment, and gaming inquiries.

Acknowledgment

By using api89 services, you acknowledge that you have read, understood, and agree to be bound by these Terms and Conditions in their entirety. You further acknowledge that you are at least 21 years of age, a resident of Indonesia, and legally permitted to participate in online gaming activities.

Key Points to Remember

Age & Residency

Must be 21+ years old and an Indonesian resident with valid KTP to register and play.

KYC Verification

Complete identity verification with KTP, proof of address, and selfie before withdrawing funds.

Deposits & Withdrawals

Use only payment methods registered in your own name. All funds must be wagered at least once.

Bonus Terms

All bonuses carry wagering requirements. Read specific promotion terms before claiming.

Fair Play Only

Prohibited: multiple accounts, collusion, bonus abuse, or any fraudulent activity.

Responsible Gaming

Set deposit limits, use time-outs, or self-exclude if gambling becomes a problem.

Have Questions About Our Terms?

Our support team is available 24/7 to clarify any terms or policies

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